Top 5 Insurance for Chiropractor Service Cover in Singapore
- Total Health Chiropractic
- 5 days ago
- 3 min read
In recent years, chiropractic care has become one of the effective ways to restore balance, relieve pain and prevent future spinal issues. However, despite this, for many people, one question keeps lingering:
“Does insurance cover chiropractic care?”
If you’ve been on the lookout for the best insurance for chiropractic service cover in Singapore, you’re in the right place. From understanding what chiropractic coverage really means to exploring the top five insurance plans, this guide covers everything that you need to know.
Understanding Insurance for Chiropractic Service Care and Why It Matters
Image credits: Andrew James | Flickr
Chiropractic care is a natural and safe alternative to surgeries and medications for commonly faced issues like back pain, headaches, spinal injuries and sciatica. It is a widely trusted treatment that enhances overall body function — however, not all insurance policies in Singapore include chiropractic services under their outpatient and alternative therapy benefits.
Chiropractic services are typically covered under:
● Complementary or alternative medical care benefits
● Outpatient consultation allowances
● Corporate group health plans with extended coverage
Along with this, some insurers may also require a referral letter from a licensed medical professional before approving the coverage claims, while others may limit reimbursement to a certain timeframe.
The essence of having an insurance plan for chiropractic care services is to make long-term recovery more achievable — allowing regular spinal adjustments without having to bear heavy financial strains.
Features of a good Chiropractic Insurance Plan
Top 5 Insurance Plans That Offer Chiropractic Care Services in Singapore
1. AIA HealthShield Gold Max
Image credit: AIA Singapore Official Website
The most popular choice for Singaporeans seeking specialist and outpatient coverage is the AIA HealthShield Gold Max plan. The chiropractic therapy is included under outpatient specialist benefits, typically through a referral from a medical practitioner.
Having the most seamless and structured process, AIA offers plan tiers where you can claim up to S$1,200 annually for your regular adjustments.
2. Prudential PRUShield with PRUExtra Rider
Image credit: MoneySmart Official Website
The runner-up is Prudential PRUShield, which, when paired with the PRUExtra Rider, offers chiropractic and physiotherapeutic benefits.
Offering a great deal of digital convenience, the plan suits best the individuals in pursuit of flexibility. Prudential does this through its e-portal, allowing for digital claims to come through and saving you from the hassle of frequent in-person visits. Lastly, depending on the selected package, the coverage typically ranges from S$800 to S$1,500 per annum.
For more information, visit: Prudential Singapore
3. NTUC Income Enhanced IncomeShield
Image credit: Enhanced IncomeShield Official Website
What makes NTUC Income stand out from its competitors is its self-referral option — meaning you don’t need to seek a letter from your GP before paying a visit to your chosen chiropractor. That makes it perfect for those who want to have quick access to care when pain strikes.
Other than this, under this complementary healthcare programme, the policyholders can claim up to S$70 per visit, with a yearly cap of S$700. In short, NTUC Income Enhanced IncomeShield’s plan is three things: simple, affordable and easy.
4. Aviva MyShield with MyHealthPlus
Image credit: Singlife Official Website
The chiropractic care benefit lies under the “alternative therapy” section of its MyHealthPlus plan, offering coverage that goes up to S$1,500 per year.
Aviva (now part of Singlife) offers freedom in choosing any licensed chiropractor across Singapore. Herein, unlike the rest, access to care doesn’t demand referrals — thereby making it a flexible option for you.
Learn more at: Aviva Singapore
5. Great Eastern SupremeHealth with TotalCare Rider
Image credit: Great Eastern Official Website
Great Eastern SupremeHealth is one of the most trusted names for long-term health planning, with annual coverage of S$1,000 per year. The insurance plan covers both specialist and alternative therapy, including chiropractic sessions. Because of its strong network and consistent claims support, the plan is ideal for individuals who prefer visiting clinics like Total Health Chiropractic for their treatment.
So, Which Insurance Plan Is the Best?
If you’re looking for:
● Affordability: NTUC Income Enhanced IncomeShield
● High Coverage: AIA HealthShield Gold Max or Aviva MyShield
● No Referral Needed: NTUC Income and Aviva MyShield
● Digital Convenience: Prudential PRUShield
Choose the one that fits your needs best.
Way Forward Towards a Healthier Spine
Still wondering which plan covers your chiropractic care? Discover the best insurance for your chiropractic care service in Singapore, compare the benefits and book your consultation today with Total Health Chiropractic.
And if you are already covered, there is no reason to delay your recovery. Get in touch and let us help you take your first step towards a healthier spine.
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